Chapter 7 bankruptcy can stop a wage garnishment
If you have a pending or current wage garnishment, chapter 7 bankruptcy can stop a wage garnishment in it’s tracts. Under the bankruptcy code all collection activity must stop after filing the bankruptcy petition.
Once the chapter 7 bankruptcy is filed your creditors will receive notice of the bankruptcy and must cease all collections. Our office will notify the sheriffs department of the bankruptcy as soon as it is filed. Soon after, the sherriff’s department will send a notice to your employer to stop the garnishment.
A chapter 7 bankruptcy can stop a wage garnsihment almost immediatly. If you need the garnishment stopped right away we can file an emergency chapter 7 bankruptcy petition. At the end of the bankruptcy process, your debts will be discharged and the creditors will not be able to collect again.
Chapter 7 bankruptcy can also recover funds that have already been garnished. The bankruptcy code also allows you to recover garnished wages up to 90 days before the filing of the bankruptcy petition as long as the garnished wages are at least $600.00.